Digital asset solutions for
financial institutions

The solution

• Custody first: Secure custody of stablecoins (such as USDC, USDT) and major assets (such as BTC, ETH) as core reserves.
• Low-risk entry: Banks can adopt stablecoins as a starting point for payments, float, and treasury liquidity management.
• Earn responsibly: Generate earnings through rewards and staking while maintaining liquidity.
• Scalable roadmap: Seamlessly expand from stablecoins into other approved tokens via Zodia’s liquidity network and settlement partners.

Why banks choose this

• Rapid market entry (typically live in 4–6 weeks) without heavy internal build.
• Preserves capital and liquidity with institutional-grade risk management.
• Enables new revenue streams via Rewards and Staking, aligned to governance standards.
• Supports client demand for stablecoin payments, reserves diversification, and digital asset access.

The solution

• Trusted custody: Partner with Zodia for secure custody of client digital assets.
• Clear separation: Combine custody with third-party execution/liquidity for reduced risk.
• Bank-grade safeguards: Cold storage, no rehypothecation, insurance, and regulatory alignment.
• Flexible models: Delivered as direct custody, fully white-labelled via Solutions or through hybrid models in between.

Why banks choose this

• Rapidly launch a crypto brokerage without building in-house.
• Protect reputation with institutional-grade custody and compliance.
• Retain clients by offering a safe, bank-owned alternative to offshore platforms.
• Scalable roadmap: start simple, expand into tokenisation, stablecoins, and staking.

Discover how Zodia Custody enabled Emirates NBD to launch a secure, compliant crypto brokerage trusted by both clients and regulators. Download the case study now.

The solution

• Faster payments: Streamline cross-border settlement for internal entities and corporate clients.
• Stablecoin rails: Enable near-instant transfers and T+0 settlement at lower cost.
• Secure custody: Custody wallets provide transparent, auditable infrastructure.
• New revenues: Monetisation through transaction fees, FX margin capture, and treasury optimisation.

Why banks choose this

• Reduce cost and friction compared to legacy correspondent banking networks.
• Accelerate settlement speeds, unlocking liquidity and reducing risk.
• Transparent and auditable flows aligned with their compliance standards.
• Create new revenue opportunities from fees and FX spreads.
• Strengthen positioning as an innovator in global payments.

The solution

• Collateralised loans: Clients pledge digital assets held in custody wallets to access fiat or digital asset loans.
• Secure custody: Assets remain safely held under Zodia’s custody during the loan term.
• Locked wallets: Collateral wallets are locked from withdrawals until loan repayment or liquidation.
• Revenue levers: Banks earn interest income and lending fees while enhancing client relationships.

Why banks choose this

• Generate new revenue streams from interest and lending fees.
• Deepen client engagement through innovative, asset-backed financing solutions.
• Unlock liquidity for clients without requiring them to sell digital assets.
• Reduce risk with custody-backed collateral management.
• Differentiate from competitors by offering modern, collateralised lending products.