Ripple’s RLUSD Joins Zodia Rewards: Stablecoins Built for Institutions

In 2024, stablecoin transaction volume reached $27.6 trillion, surpassing the combined payment volumes of Visa and Mastercard for the first time¹. With growing adoption across trading, treasury, and settlements, stablecoins are creating a structural shift to become the backbone of institutional digital finance.

And with Ripple’s RLUSD now officially supported under Zodia Rewards, that shift just got even more rewarding.

A strategic step for RLUSD and Zodia Custody clients

Zodia Custody is now live with custody support for RLUSD – Ripple’s U.S. dollar–backed stablecoin – and we’re taking it a step further by making RLUSD eligible for our discretionary rewards programme. This gives institutional clients three core benefits:

• Secure custody of RLUSD, with Zodia’s multi award-winning custody platform
• Waived custody fees for eligible RLUSD balances under the Zodia Rewards programme
• Monthly discretionary rewards for select RLUSD holders, airdropped in RLUSD

This integration strengthens our partnership with Ripple and expands RLUSD’s role across our custody, rewards, and collateral infrastructure.

Why RLUSD is making waves

RLUSD is an institutional-grade stablecoin backed 1:1 by USD deposits and cash equivalents, purpose-built for enterprise payments and settlement.

Institutions are paying close attention to RLUSD, and for good reason:

• Regulatory alignment by design: RLUSD is fully backed by a segregated reserve of cash and cash equivalents, redeemable 1:1 for U.S. dollars – a structure that mirrors traditional financial safeguards and positions RLUSD for long-term regulatory compatibility.
• Built for enterprise: With compliance, transparency, and interoperability engineered into its architecture, RLUSD reflects Ripple’s long-standing focus on institutional-grade infrastructure.
• Rapidly expanding liquidity: RLUSD is already listed on a growing number of centralised exchanges, including LMAX Digital – a Zodia Interchange partner – offering clients reliable access and deepening the token’s role in global liquidity and settlement flows.

At a time when institutions are shifting from experimentation to execution, RLUSD offers a stablecoin option aligned with their priorities: operational efficiency, regulatory clarity, and long-term credibility.

Earn rewards. Unlock utility. Maintain control.

By adding RLUSD to Zodia Rewards, we’re helping clients extract more value from their holdings.

RLUSD balances can also be used as collateral within Interchange, our multi-party trading and settlement network (in partnership with Hidden Road), allowing clients to deploy capital more productively.

Throughout, assets remain securely custodied within Zodia, meaning clients retain full control without needing to move funds or compromise on risk.

Minimum eligibility for waived custody begins at $1M in average monthly holdings, with select clients receiving monthly discretionary rewards airdrops in RLUSD.

RLUSD is just the beginning

This launch marks the next milestone in a broader movement: stablecoins that reward, not just settle. Zodia Rewards already includes USDC, USDG, USDe, USDtb – and now RLUSD – with more tokens coming soon.

¹ Source: Coinspeaker, citing CEX.io research, Jan 2025.

Ready to experience reward-winning RLUSD custody?

Talk to your Zodia Custody Relationship Manager or register your interest to join Zodia Rewards.

Disclaimer:

Zodia Custody’s Rewards programme operates on a discretionary basis. The awarding of any rewards, as well as the amount of any such rewards, is entirely at the discretion of Zodia Custody. There is no contractual entitlement to any rewards under this programme, and Zodia Custody reserves the right to amend, suspend, or terminate the programme at any time.

Zodia Rewards is restricted to institutional clients only and will not apply to underlying retail clients.